South Bend, IN, April 28, 1998 – South Bend-based Crowe Chizek and Integra Information™, Inc. of Flanders, NJ today announced an agreement to provide an automated link between FAMAS Encore™, the leading financial statement analysis software for commercial lenders, and the Integra InfoBase, the premier source of peer data on privately held businesses. The link will enable bank credit analysts to develop detailed comparative profiles that evaluate the financial performance of any business against its peers.

Integra demonstrated this link today at the Crowe Chizek Peak Performers Conference in Englewood, Colorado.

"The analytical power of our software is enhanced by quality peer data," said Mary Jan Hedman of Crowe Chizek, FAMAS Encore product manager. "Integra Information offers a combination of breadth, accuracy and multi-year tracking of private-business performance that is ideal for commercial credit risk analysis. As FAMAS Encore users strive to expand their lending activities while controlling their risk, we anticipate a growing demand for these robust, comparative profiles."

"Crowe Chizek is the software leader for lenders who focus on the middle market, as well as small businesses. We believe that Integra Information’s broad coverage of privately held businesses of all sizes will offer concrete underwriting advantages to this important group of lending institutions," said James Hammel, CEO of Integra Information.

Value of the Link

Credit analysts or underwriters, who evaluate loan applications for risk factors, depend on third-party data for information about businesses of similar size and type. Integra Information’s InfoBase draws from more than 30 public and proprietary sources, many tracked for more than two decades, to follow the financial performance of 3.5 million private firms. It provides statistically valid, reliable intelligence on more than 900 industry sectors and 13 annual sales size ranges, from less than $250,000 to more than $500 million.

"The explosion of entrepreneurial activity in this country translates into a tremendous opportunity for commercial banks and financing firms, but it is an opportunity that demands knowledge of diverse business sectors," said Patricia McGinnis, commercial lending technology analyst with The Tower Group. "With many lenders expanding activities in the middle-market and small business arenas, the need for high-quality information on private business will continue to grow."

FAMAS Encore

Crowe Chizek’s FAMAS Encore is used by over 50,000 professionals worldwide, making it the world’s leading financial analysis software. By providing detailed information and advanced features, its helps financial professionals make better decisions in less time. FAMAS Encore allows financial professionals to perform the following analyses: historical, projection, consolidation, budget to actual, ratio performance and peer group comparisons. FAMAS Encore also allows users to create user-defined calculations, track standard and custom loan covenants and print Consultant reports that use the expertise of a seasoned lender to describe period-to-period changes in a customer’s financial condition.

Crowe Chizek, the tenth largest CPA and consulting firm in the United States, provides industry–specific services and software products to thousands of clients worldwide. Founded in 1942, the firm has long been recognized for its expertise in financial products related to commercial loan underwriting and credit risk analysis. Crowe Chizek’s FAMAS Encore is used in over 1,800 institutions by more than 50,000 lenders worldwide. Crowe Chizek is a member of Horwath International, an association of accounting firms with 270 offices worldwide. For more information about FAMAS Encore and Crowe Chizek, visit the web site at http:\\www.famas.com.

About Integra Information

Integra Information, Inc. is dedicated to providing knowledge-based software tools and information services based on the Integra InfoBase, a data resource tracking financial results of more than 3.5 million U.S. private businesses. Integra Information’s management team brings together professionals with deep expertise in banking, finance, accounting, management consulting, database design and development of financial information services. Founded in 1995, Integra Information is a privately held firm located in Flanders, NJ. For more information about Integra Information, visit the web site at http:\\www.integrainfo.com.

Integra Information and Business Profiler are trademarks of Integra Information, Inc. FAMAS and FAMAS Encore are trademarks of Crowe, Chizek and Company LLP.